On June 25, 2014, The U.S. Treasury Department, through the Office of the Comptroller of the Currency (“OCC”), issued a press release that banks nationwide are making riskier loans in an effort to compete with other banks. The OCC is charged with regulating and...

http://bit.ly/RYyfYm Author: Kaitlin Funaro, MarketPlace Media We’ve all seen the late night infomercials promising to lift us out of a mountain of crushing debt: It’ll only take a phone call. Just three minutes of your time. And you, too, could be debt free forever....

Speedometer confusion, By Seth Godin - Entrepruner /Author / Motivator of New World Economy The number on the speedometer isn't always an indication of how fast you're getting to where you're going. You might, after all, be driving in circles, really quickly....

Although the economy appears to be on the mend, many business owners still struggle. Especially those with commercial loans taken between 2007 and 2009. They either received, or will receive bank demands that their loans are now due in full. Commercial loans typically...

When Is It Acceptable to Forgo Payments to Your Creditor or Landlord? Credit card, loan and lease agreements contain terms that regulate the debtor / creditor or landlord / tenant relationship. Not surprisingly a large portion of these contracts are dedicated to the...

I recently met two successful business partners in the real estate investment business. They were frustrated about a real estate transaction they have been involved in for a while. They proceeded to tell me how many hours they spent on doing the legal research that...

http://www.npr.org/programs/ted-radio-hour/295260995/the-money-paradox People who were shown a picture of their "future selves" tend to save more (by 20%) than those who are shown pictures of their current selves. Studies show that as a person's wealth increase,...

Does your landlord report to the credit bureau? Photo: multiple sources Saturday, July 6, 2013 - Joy’s Personal Protection Financial Management Tips by Joy Mal WASHINGTON, July 6, 2013 – In today’s economy, it’s a universal truth: a good consumer credit score is one...

Tackling a legal or financial problem can wear on one's psyche. Proven Resource managing attorney explains how to address the issues that commonly weigh people down. "Every worthwhile accomplishment, big or little, has its stages of drudgery and triumph: a beginning,...

Real Estate and Finance Attorney David Soble Warns: Small Business Owners and Consumers Must Stop Agreeing To These 5 Contract Provisions Detroit, Michigan (PRWEB) August 01, 2013 When it comes to signing a contract, whether it be for real estate, a loan, a lease, a...